A legal expert reveals how many could be due compensation due to damages and disruptions caused by storms Isha and Jocelyn.
Civil Litigation Lawyer, Kevin Farrow spoke to personalinjuryclaimsuk.org.uk about how in some cases, even a neighbour’s home insurance policy can be used to cover damage costs.
Power Cuts
As storm Jocelyn continues to sweep across the UK wreaking havoc caused by up to 95 mph winds in some places, many of the nation’s areas are facing extensive power cuts.
Many people may be able to claim compensation resulting in a power cut caused by bad weather but there are limitations.
Mr Farrow says: “It is important to note that liability will not rest with your energy provider but the network operator. How much you receive will depend on how many homes were affected by the bad weather and how long the power cut lasted.
“If you find yourself without power, get in touch with your gas and/or electricity network operators to discuss fixing the problem and their compensation scheme.”
Vehicle Damage
In addition, thousands of vehicles have been damaged in the wake of the storms which has brought light to the fact that not all drivers will be covered by insurance.
“Damage caused by bad weather is usually covered under most comprehensive car insurance policies, however it is important that you check your insurance cover and the policy wording,” Mr Farrow adds.
“If you find yourself with a third-party policy, you may not covered at all for damage caused by bad weather. If you contact your insurer, they should be able to talk you through your coverage and the claims process.”
Who Is Liable For Damage?
Mr Farrow told personalinjuryclaimsuk.org.uk: “You may have a right of action against a third party person or organisation. For example, if a neighbour’s fence collapses onto your vehicle causing damage, you could make a claim via your neighbour’s home insurance policy.
It is important to note that in any situation, you should obtain evidence of the damage, and cause of the damage, before doing anything else. This includes taking pictures or videos before clearing/cleaning the incident.”
In this guide, we will discuss the steps you could take following an injury in the workplace. We will explore the main piece of legislation outlining the duty of care that every employer owes to their employees. If your employer breaches the duty of care owed to you, it could lead to you sustaining injuries. This is the definition of negligence for which you could be eligible to make a personal injury claim.
Injury In The Workplace Compensation Claims Guide
Continue reading this guide for top tips on making an accident at work claim. We will explain the steps that could be taken to support a claim, such as gathering evidence of employer negligence. Also, we will explore what it means to work with a solicitor under a No Win No Fee agreement.
You could also speak to a member of our team to receive free legal advice regarding your potential claim. They can offer insight into your eligibility to pursue compensation. Get in touch at a time that best suits you, as our advisors are available 24/7.
When Are You Eligible To Claim For An Injury In The Workplace?
The Health and Safety at Work etc. Act 1974 (HASAWA) outlines employer duty of care. This means that all employers must carry out reasonably practicable steps to ensure the safety of their employees. This can involve performing risk assessments in the workplace and providing employees with the correct level of training.
If you have sustained a workplace injury, there is a criteria of eligibility your case must meet to make a personal injury claim. This is as follows:
Your employer owed you a duty of care at the location and time that the accident took place
They breached this duty of care
This breach resulted in you sustaining injuries. These could be physical, psychological or both simultaneously.
This is the definition of employer negligence. If you have sustained an injury in the workplace due to your employer breaching the duty of care they owe to you, please speak to our advisors to learn whether you could have valid grounds to make a claim.
Top Tips For Claiming For An Injury At The Workplace
Following an accident in the workplace in which you have sustained injuries, it is important to first seek relevant medical care. Then, if you meet the eligibility criteria to bring forward a personal injury claim and want to seek compensation, it is important that you gather evidence of the negligence. You could obtain:
CCTV footage of the accident
A diary that you have kept detailing your treatment and symptoms
Copies of your medical records
Photographs of any physical injuries and the scene of the accident
The accident at work book
Contact details of any witnesses
To further discuss the steps you could take following an injury in the workplace, contact our team of advisors.
However, there can be exceptions to these time limits under certain circumstances. To learn more about these exceptions in connection to your claim, speak to one of our advisors.
What Compensation Could You Get From A Workplace Accident Claim?
The compensation awarded for a successful accident at work claim can consist of up to two heads. The first of these heads is known as general damages. General damages compensates for the physical and psychological pain and suffering caused by your injuries.
Legal professionals, such as personal injury solicitors, can use the Judicial College Guidelines (JCG) to aid them in valuing the general damages head of a claim. We have also referred to this document when creating the table below. These figures are a guide and not a guarantee of the award you will receive for a successful claim.
Injury
Severity
Notes
Compensation Bracket Guidelines
Brain Damage
(b) Moderately Severe
The person will need constant care and will be substantially dependant on others. They will be very seriously disabled.
£219,070 to £282,010
Arm Amputation
(b)(iii) The Loss of One Arm
Amputation of the arm below the elbow.
£96,160 to £109,650
Arm Injuries
(c) Less Severe
There will have been significant disabilities, however, a substantial degree of recovery will be expected or will have already taken place.
£19,200 to £39,170
Hand Injuries
(g) Less Serious
This bracket can include a severe crush injury resulting in significantly impaired function with no future surgery or despite operative treatment already undergone.
£14,450 to £29,000
Ankle Injuries
(c) Moderate
Injuries including fractures and ligamentous tears that give rise to disabilities of a less serious nature, such as difficulty with walking on uneven ground, walking for long periods of time, and residual scarring.
£13,740 to £26,590
Knee Injuries
(b)(i) Moderate
Injuries that involve dislocation, torn cartilage or meniscus leading to minor instability, weakness or other mild future disability.
£14,840 to £26,190
Special damages
The second head of claim is special damages, under which you could be compensated for both past and future financial losses suffered as a result of your workplace injuries. Some examples of the losses you could be reimbursed for are:
Travel cost
Care costs
Loss of income
It is important to note that you must keep evidence of these losses to support your personal injury claim, such as payslips, travel tickets and invoices.
Please contact our advisors if you would like an estimate of the compensation you could be eligible to receive based on the details of your claim.
Make A Work Injury Claim Using Our Panel Of No Win No Fee Solicitors
You could choose to use a No Win No Fee solicitor when making a compensation claim for an injury in the workplace. They could offer to work on your case under a Conditional Fee Agreement (CFA). This is a kind of No Win No Fee arrangement, which means you won’t have to pay for the services provided by your solicitor upfront, or for the duration of your ongoing accident at work claim. What’s more, if your claim is unsuccessful, you generally won’t make any payments for the services provided by your solicitor.
On the other hand, if your claim is successful, your solicitor can deduct a small percentage from the compensation. This is called a ‘success fee’, which is capped by law. You and your solicitor will discuss this before you enter the agreement.
Our advisors can assess your case at no cost. Should they find that you may have valid grounds to claim compensation for an injury in the workplace, they could put you in contact with one of the No Win No Fee solicitors from our panel.
Thank you for reading this guide on when you could be eligible to pursue compensation for an injury in the workplace. Contact our advisors to discuss your potential personal injury claim using the details provided above.
In this guide, we will look at how slip and fall at work settlements are valued. We will also look at the eligibility criteria for claiming.
If you have been harmed by employer negligence, then you could be entitled to claim. We will look at the duty of care owed by employers and how this can be breached. Furthermore, we will look at the impact that this could have.
If you have questions about whether you could be eligible to claim, why not get in touch with our team today? They could give you a valuation of your claim and let you know the next steps to take. They could also put you in touch with legal representation if your claim is valid.
There are two potential heads of compensation that could be awarded in a successful claim. General damages is the name given to the head of claim that accounts for your pain, suffering and loss of amenity your injuries caused.
The Judicial College Guidelines is a publication used by solicitors to help them value claims. We have also used these figures to create the table below, which you can use instead of an injury at work calculator.
Injury
Value
Severity
Severity and notes
Back injuries
£91,090 to £160,980
Severe (i)
Damage to spinal cord and nerve roots. The consequences of these injuries will be very severe and unusual for back injuries.
Ankle injuries
£31,310 to £50,060
Severe
Lengthy treatment, for example where pins and plates have been inserted causing residual disability that is significant.
Arm injuries
£19,200 to £39,170
Less Severe
Significant disabilities but, despite this, a substantial amount of recovery either expected or already occurred.
Elbow injuries
£15,650 to £32,010
Less Severe
Less severe injuries that cause impaired function but without the need for major surgery or causing significant disability.
Knee injuries
£14,840 to £26,190
Moderate (i)
The knee may have been dislocated or the cartilidge may have been torn.
Wrist injuries
£12,590 to £24,500
Less Severe
Despite being less severe, these injuries will cause some ongoing disability such as stiffness
These figures are a guideline; they are not guaranteed slip and fall at work settlements. If you would like to find out how much you could claim based on the circumstances of your case, please get in touch.
When Can Special Damages Make Up Part Of My Accident At Work Compensation?
Special damages are the other potential head of compensation. These compensate you for the financial losses incurred as a result of the accident in which you were injured.
For example, you might have had to spend money on medication or have had to pay for travel to and from medical appointments. You should keep evidence for these to ensure you’re fully compensated. For example, you could provide receipts or invoices to demonstrate the money you’ve spent.
When Are You Able To Make A Slip And Fall Claim?
You may be able to claim for a slip and fall at work if you can prove that your employer has acted negligently towards you, causing an accident in which you were injured. An employer must breach their duty of care for negligence to have occurred.
The duty of care that employers owe their employees is covered under the Health and Safety at Work etc Act 1974. In essence, this means the employer is obliged to take reasonable steps to prevent injury to their employees.
If you would like to get in touch to discuss slip and fall at work settlements, you can contact us today for free, friendly advice.
Is There A Work Injury Claim Time Limit?
The time limit given for someone to begin a personal injury claim is stated as three years from the date of the accident; this is set out in the Limitation Act 1980 and is known as the limitation period.
Examples of Negligence That Could Lead To Slip And Fall Claims
Below, we have included some examples of how injuries at work could arise as a result of negligence:
Slipping on a wet floor due to there being no wet floor sign put up after the area was cleaned. This causes you to sustain a head injury.
Falling from a height in a factory accident because your employer didn’t provide you with non-slip footwear, meaning you fell from a platform you were working on.
Experiencing a trip and fall over a wire that was left trailing across a walkway instead of being tidied away because a risk assessment wasn’t carried out.
Speak with a member of our team today for free legal advice about the process of claiming.
Make A Slip And Fall Claim On A No Win No Fee Basis
If you choose to work with a solicitor in your claim because of the benefits they offer, you might find a No Win No Fee agreement advantageous. In particular, one of the solicitors from our panel could offer you a Conditional Fee Agreement.
This means you generally don’t have to make upfront or ongoing payments to them in order for them to work on your case. And if your claim isn’t a success, then you often won’t be asked to pay them for their services.
If you’re awarded compensation, a legally-capped portion of this will be deducted by your lawyer. This is known as a success fee; however, the legal cap means you’ll always receive the majority of your settlement.
If you would like more information, you can contact us for a free consultation regarding your potential claim. Our advisors are available 24/7 and they may be able to put you in touch with a solicitors suited to your needs, provided you have a valid claim. Contact us using the details provided below:
If you are interested in making a slip and fall injury at work claim, you may be wondering what evidence to collect.
Slip and fall injury at work claims guide
Evidence is an important part of every accident at work claim, and knowing what kinds of evidence to collect can be very helpful.
In this guide, we will explain what kinds of evidence you could use to support your claim, as well as how slip and fall injuries can occur in the workplace. Following this, we will discuss how legal professionals calculate compensation in workplace injury claims.
Our advisors are here to help if you have any more questions about the claims process. To get in touch:
When Are You Able To Claim For A Slip And Fall Injury At Work?
A slip and fall injury at work could result in a back injury, head injury, or could even lead to you suffering a fall from a height. As such, you may be wondering if you could claim compensation. To be eligible to claim for a slip, trip or fall at work, you have to be able to prove that:
Your employer owed you a duty of care
They failed to fulfil this duty
As a result of this, you have been injured
Every employer owes a duty of care to their employees according to the Health and Safety at Work etc. Act 1974 (HASAWA). This means that it is their responsibility to take all reasonably practicable steps to keep you safe in the workplace. If your employer does not do this, and this leads to you suffering an injury, this is known as negligence.
Our advisors are here to help if you would like to find out if you could claim for a slip and fall injury at work. Get in touch with our team to learn more.
What Evidence Could Support A Slip And Fall Injury At Work Claim?
An important part of claiming slip, trip and fall compensation is collecting evidence. Evidence helps strengthen your claim, and can include:
CCTV Footage: If your slip and fall was captured by a CCTV camera, the footage could be presented as evidence.
Accident book logs: Workplaces with ten or more employees have to have an accident book, in which you can log the details surrounding your accident.
Photographs: Photographs of the injury or the accident site can also be used to strengthen your claim.
General damages are compensation awarded for suffering, pain. and loss of amenity caused by your injuries. Loss of amenity means the inability to do things that you could’ve done before if you hadn’t been injured. Putting it simply, this is an award designed to compensate you for the actual injuries suffered, and the effect those have had on your quality of life.
Below, you can find some examples of guideline settlement brackets from the Judicial College Guidelines (JCG). Solicitors often reference the JCG when calculating settlement amounts in personal injury claims. You can find some examples of these below:
Type of Injury
Description
Compensation
Severe Neck Injury (a) (i)
Severe headaches and little to no movement despite wearing a collar 24 hours a day over many years.
In the region of
£148,330
Moderate Neck Injury (b) (i)
Dislocations or fractures causing severe and immediate symptoms.
£24,990 to £38,490
Minor Neck Injury (c) (i)
In this bracket, a recovery will occur within one to two years.
£4,350 to £7,890
Moderate Back Injury (a) (i)
Damage to the nerve roots and spinal cord leading to severe pain, disability, and incomplete paralysis.
£91,090 to £160,980
Severe Shoulder Injury (a)
Any damage resulting in significant disability, often involving damage to the brachial plexus.
£19,200 to £48,030
Moderate Shoulder Injury (c)
Frozen shoulder with limitation of movement
£7,890 to £12,770
Minor Shoulder Injury (d) (i)
Soft tissue injuries that recover within two years.
£4,350 to £7,890
Severe Injuries to the Pelvis and Hips (a)
Extensive pelvis fractures leading to injuries such as a ruptured bladder or the dislocation of a lower back joint.
£78,400 to £130,930
Other Arm Injuries (a)
Injuries which fall short of amputation but which are extremely serious, such as a serious brachial plexus injury.
£96,160 to £130,930
Wrist Injuries (a)
Complete loss of function in the wrist.
£47,620 to £59,860
Can I Claim For Special Damages?
Special damages compensate you for the financial losses caused by your injuries. For example, you could claim back the cost of:
Domestic help or care
Medical bills
Home adjustments
Prescription costs
Loss of earnings
Contact our team today to learn more about claiming for a slip and fall injury at work.
Why Seek Compensation For A Fall At Work On A No Win No Fee Basis?
If you are interested in making a slip and fall at work injury at work claim, a solicitor from our panel may be able to help. Our panel offer their services under a Conditional Fee Agreement (CFA), a kind of No Win No Fee contract that generally requires no upfront fees. Similarly, you won’t be asked to pay any ongoing costs to your solicitor throughout the claims process.
Successful claimants will pay a success fee. Your solicitor takes this as a percentage of your settlement award, though there is a legislative cap in place. This ensures you keep the majority of your award. If your case does not succeed, you don’t pay this fee.
To find out if a solicitor from our panel could represent you on a No Win No Fee basis:
Learn More About Claiming Accident At Work Compensation
To learn more about the accident at work claims process:
This guide seeks to provide you with the information you may need to claim fall at work compensation. Employers owe a duty of care to their employees as outlined in health and safety at work legislation. In some cases, they could breach this duty leading to you sustaining harm in the workplace.
Fall at work compensation claims guide
We will discuss the eligibility criteria for putting forward a personal injury claim after being injured at work, as well as the steps you can take to support your case, including gathering evidence and seeking legal advice.
Furthermore, we will discuss how much compensation you could be owed if your claim is a success.
Also, we will look at the services our panel of accident at work solicitors can provide and how these could benefit you.
Read on to learn more. Alternatively, get in touch with our team using the details provided below. An advisor can offer free legal advice 24/7 and answer any questions you might have regarding your potential claim.
When Are You Eligible To Claim Fall At Work Compensation?
As per the Health and Safety at Work etc. Act 1974, your employer must take steps that are considered reasonable and practical to prevent their employees from suffering an injury in the workplace. A failure to uphold this duty of care could lead to an employee becoming harmed either physically or psychologically. This constitutes negligence, for which you could be eligible to make an accident at work claim.
Examples of how an employer could breach their duty of care include:
Your employer does not carry out a risk assessment to address the risks involved in working with scaffolding. Consequently, the structure collapses, and you fall from a height, suffering a head injury.
Your employer provides you with a ladder, that they are aware is faulty, to complete a task in a factory. Consequently, you fall off the faulty piece of equipment and you endure a back injury.
If you have suffered an injury in the workplace and would like to know whether you can claim, please get in touch with our advisors.
What Compensation Could You Receive For A Work Injury Claim?
The fall at work compensation payout you could be awarded for a successful claim might be made up of two heads of claim. Firstly, your settlement could include general damages which compensates for any physical or mental pain and suffering that is brought on by your injuries.
The Judicial College Guidelines (JCG) can help solicitors when valuing this head of claim. It comprises a list of guideline compensation figures for different types of injuries.
Some of these figures are in the table below. However, these figures should only be used as a rough guideline. This is because each personal injury claim is unique.
Injury
Compensation Bracket
Details
Brain Damage
£282,010 to £403,990
(a) Very Severe: The person requires full time nursing care.
Neck Injury
In the region of £148,330
(a) Severe (i) A neck injury that is associated with incomplete paraplegia.
Back Injury
£27,760 to £38,780
(b) Moderate (i) Injuries including damage to an intervertebral disc causing irritated nerve roots and reduced mobility are included in this bracket.
Leg Injury
£17,960 to £27,760
(c) Less Serious (i) An incomplete recovery is made from fractures or soft tissue injuries which are considered serious.
Ankle Injury
£13,740 to £26,590
(c) Moderate: Injuries causing less serious disabilities such as a fracture or ligament tear.
Arm Injury
£6,610 to £19,200
(d) A forearm fracture that is not complicated.
Foot Injury
Up to £13,740
(g) Modest: Injuries such as simple metatarsal fractures which cause ongoing symptoms.
When Could You Claim For Special Damages After An Accident At Work?
Special damages is the head of claim that looks to recover financial losses incurred due to your injuries. Examples of this include:
Loss of earnings
Travel expenses
Medical costs
Care costs
Home adaptations
It’s important to collect evidence of these losses, including payslips and receipts.
Our advisors can give you a more personalised estimate of how much workplace injury compensation you could be owed after making a successful claim. You can get in touch by calling the number above.
What Evidence Could Help You Claim For An Accident At Work?
To prove that you were injured due to your employer breaching their duty of care, you could gather evidence for your personal injury claim. This can be done in a number of ways, for example:
Seek medical attention to generate medical records
Log the incident in the accident at work book
Acquire CCTV footage of the incident or the scene
Take pictures of your injuries or the scene
Gather witness contact details for a statement to be taken at a later date
Keep a record of any financial losses via receipts, invoices or bank statements
If you have a valid fall at work compensation claim, a solicitor from our panel may be able to help you with the process of gathering evidence. Please get in touch with an advisor to learn more about how a solicitor could help.
Our Panel Of Accident At Work Solicitors Could Work Your Claim On A No Win No Fee Basis
If you are represented on this basis, there are no fees to be paid upfront or while your claim is ongoing for the services provided by your solicitor. You also typically won’t pay for the work they have completed on your case if it fails.
If your claim is a success, you will have to pay your solicitor. Under these circumstances, a legally capped success fee will be deducted from your compensation.
Please get in touch with an advisor from our team if you would like to find out whether you are eligible to have a solicitor from our panel represent you on this basis.
Contact Us For Free Today To See If You Could Claim For A Workplace Accident
To learn more about claiming fall at work compensation, please get in touch with an advisor. They can offer further guidance and answer any questions you have relating to your potential claim.
You can reach them by using the following details:
Thank you for reading our guide on the process of seeking fall at work compensation. If you have any other questions, get in touch using the details provided above.
