Car Accident Compensation Claim Calculator

In this guide, we will explore how you can use a car accident compensation claim calculator to estimate the value of your claim after being involved in an accident that has caused you harm. All road users owe a duty of care to one another when navigating the roads. When this duty of care is breached, it is known as negligence. If you sustained harm due to someone else’s negligence, you could be eligible to seek compensation.

This guide will explore the responsibilities each road user has and accidents that could occur if they fail to uphold their responsibilities.

Furthermore, we will explore the steps you could take should a car accident occur, including the evidence you could gather to support a claim.

For more information about your potential claim, get in touch by:

car accident compensation claim calculator

A guide on using a car accident compensation claim calculator

Choose A Section

  1. Can I Make A Claim After A Car Accident?
  2. Car Accident Compensation Claim Calculator
  3. Causes Of Car Accidents
  4. How Do I Prove A Road Traffic Accident Claim?
  5. Can I Claim Under A No Win No Fee Agreement?
  6. More Information On Using A Car Accident Compensation Claim Calculator

Can I Make A Claim After A Car Accident?

All road users owe one another a duty of care. The Road Traffic Act 1988 details the different driving offences for drivers and motorcycle riders. Additionally, the Highway Code provides guidance and rules for all road users to follow, including pedestrians and cyclists.

If another road user fails to uphold their duty of care, it could lead to an accident. For example, a driver may operate their vehicle under the influence of alcohol causing them to swerve onto the other side of the road and crash into you in a head-on collision.

However, in order to make a personal injury claim after a car accident, you must be able to prove that you sustained harm. This can include both physical and psychological harm. For example, the head-on car collision could have caused you a severe neck injury as well as anxiety.

It’s also important to note that there is a three-year time limit under the Limitation Act 1980 for making personal injury claims. This period can start from either the date of the accident or the time that you connected negligence with any of the injuries you sustained.

In some cases, the driver may be uninsured or untraceable. In instances such as these, you could make your claim through the Motor Insurers’ Bureau (MIB). This is an agency that can award compensation to those who were injured in accidents with untraceable or uninsured drivers.

To find out whether you’re eligible to claim, call our team. They can also guide you through using a car accident compensation claim calculator to get an estimate of how much your claim is worth.

Car Accident Compensation Claim Calculator

Generally, each settlement could comprise general damages and special damages. Each seeks to compensate you for the different ways in which your injuries affected your quality of life.

For example, general damages seek to award compensation for the pain and suffering you have experienced due to your injuries, physical or psychological.

Below is a table of figures created using a publication called the Judicial College Guidelines (JCG). It is a resource that is used to help legal professionals value the general damages portion of your claim.

The amounts listed in the table are not guaranteed compensation awards, but only examples of previous awards given in past cases.

Injury TypeGuideline Compensation BracketNotes
(b) Moderately Severe Brain Damage£219,070 to £282,010 A very serious disability needing constant care.
(a) (i) Leg Injuries£240,790 to £282,010

Both legs are lost.
(a) (i) Severe Back Injury£91,090 to £160,980Spinal cord and nerve root damage.
(a) Severe Psychiatric Harm£54,830 to £115,730

A very poor prognosis and impact on all areas of life.
(a) Elbow Injury£39,170 to £54,830An injury that causes a severe disability.
(b) Severe Ankle Injury£31,310 to £50,060

Injuries that mean a prolonged period in plaster or with surgical pins.
(b) (i) Moderate Pelvis or Hip Injury£26,590 to £39,170Significant injury without any major permanent disability.
(b) (i) Moderate Neck Injury£24,990 to £38,490
Fractures and dislocations that may require a spinal fusion due to immediate symptoms.
(a) Severe Shoulder Injury£19,200 to £48,030Cases involve brachial plexus damage causing a significant disability.
(b) (i) Moderate Knee Injury£14,840 to £26,190

Injuries in this bracket include dislocation and torn cartilage.

Special damages compensate for the financial losses incurred due to your injuries, such as:

  • Loss of income
  • Medical expenses
  • The cost of adapting your home
  • Care costs

You must provide evidence of costs and losses, such as payslips and receipts.

If you want to find out the maximum car accident claim payouts you could receive for your specific case, call our team. They can provide an accurate estimate of how much you may be owed.

How Will The Whiplash Reforms Affect My Claim?

The Whiplash Reform Program brought changes to the way low-value road traffic accident claims are made. These changes came into effect on 31 May 2021.

As per the changes, passengers and drivers of vehicles who are over the age of 18 who have sustained injuries valued at £5,000 or less must make their claims through the government portal.

Additionally, claims made through the portal are valued in line with the Whiplash Injury Regulations 2021. As such, a car accident compensation claim calculator may not be beneficial if you need to make your claim this way.

Instead, you can call our team to find out more about the compensation you could receive when making a claim through the government portal.

Causes Of Car Accidents

There are many factors that could contribute to car accidents occurring. For example:

  • Speeding or reckless driving causing a HGV accident
  • Failing to check mirrors when changing lanes causing a bus accident
  • Driving under the influence of drink or drugs
  • Looking at mobile phones while driving
  • Poor weather conditions

However, not all accidents can lead to a claim being made. In order to seek compensation, you must be able to prove that you sustained harm due to someone else’s negligence.

How Do I Prove A Road Traffic Accident Claim?

There are several steps you could take to prove negligence caused you to sustain harm when making a car accident claim. For instance, you could seek medical attention which can produce reports on your injuries detailing the diagnosis and treatment you received.

Additionally, you could gather other evidence such as:

  • CCTV or dashcam footage
  • Pictures of your injuries and the accident
  • Contact details of any witnesses
  • Police reports, if applicable

Furthermore, you could seek legal advice from our team. They can assess your claim. If it’s valid, they could provide you with a solicitor from our panel to help you through the claims process.

For example, a solicitor could provide services such as helping you gather relevant evidence and arranging for you to attend an independent medical appointment.

The appointment can provide a more in depth report on your injuries, such as the severity and future prognosis. This report can be used to help solicitors when valuing your claim.

Get in touch with an advisor for more information. They can also discuss how a car accident compensation claim calculator could help you get an estimate of the value of your claim.

Can I Claim Under A No Win No Fee Agreement?

The services offered by our panel of solicitors could be available to you on a No Win No Fee basis. This is an umbrella term for different types of agreements that provide a way to fund legal representation. Our panel of solicitors can offer to represent claims under a specific type of agreement called a Conditional Fee Agreement.

Under a CFA, generally, there are no payable fees upfront or while your claim is ongoing for the services your solicitor provides. Additionally, you won’t pay for their services if your claim fails.

If your claim succeeds, you will pay a success fee which is deducted from your compensation as a percentage that’s legally capped.

To find out more about having a car accident claim solicitor from our panel represent your claim under a CFA, call our team.

Get Advice On Using A Car Accident Compensation Claim Calculator

We hope this guide has provided you with the information you need. However, if you have any other questions about your potential claim, get in touch by:

More Information On Using A Car Accident Compensation Claim Calculator

Below, we have provided some additional resources that may benefit you.

Call us if you need more information on using a car accident compensation claim calculator.

Writer Jeff Wage

Editor Meg McDonald